Entertainment - DICE/Annual Production Application

This is ADDITIONAL liability that goes on top of the general liability for higher limits. This is not normally required by most locations, vendors or permit offices

This covers auto liability for any vehicle that is not owned by the Named Insured for bodily and property damage. This does not cover damage to the vehicle itself.

This covers the rented vehicles themselves. If you are renting a grip truck or other vehicle and need full coverage, this must be included

Rented Equipment covers equipment that is NOT owned by the Named Insured. It can be rented or borrowed from others (such as rental houses, directors of photography, cinematographers, etc.). Rented Equipment covers grip, lighting, cameras, lenses and other equipment used for production that is not a prop, set or wardrobe.

Owned equipment covers film production equipment that is owned by the named insured on the policy. Scheduled owned equipment would require a list that reflects the make, model, serial number and replacement value of each item that you'd want the policy to cover. Unscheduled owned equipment would not require such a list, but would be slightly more expensive.

This provides coverage against direct physical loss, damage, or destruction of digital media, raw film or tape stock, exposed film (developed or undeveloped), recording videotape, sound tracks and tapes, and loss due to faulty equipment, development, editing, processing or accidental erasure of recording up to the amount of the insured production cost. Not all carriers offer this coverage.

Third party property damage covers damages to permanent structures of locations (i.e. walls, doors, railings, windows, floors, etc.). It would not provide coverage for things like furniture, decorations, rugs, window dressings or other things at a location that might not be a part of the permanent structure of the building. If you need that kind of coverage, please request props, sets and wardrobe coverage.

Extra Expense covers the additional cost in the event of a loss (i.e. your camera breaks and you have to rent a new one last minute)

Please Note: CAST COVERAGE DOES NOT COVER ON-SET INJURY TO CAST AND CREW (if you're looking for that kind of coverage, you'll need to request either Worker's Compensation or Accident Medical Coverage). It provides coverage for extra expenses incurred by the production due to the absence of cast or crew members because of death, disability (accident or sickness) or kidnapping. Cast coverage provides protection from pre-production through production and post-production. All cast and crew must be scheduled in advance and medical exams are required for sickness coverage. For coverage on an unscheduled basis, you may request the 'covered person extension WITH or WITHOUT sickness coverage'.

Please Note: THIS DOES NOT PROVIDE COVERAGE FOR ON-SET INJURY TO CAST AND CREW. It provides accidental injury, death and sickness coverage without having to schedule artists or crew. Expands the definition of covered person to include any person necessary for the completion of the insured production. A medical exam will need to be executed and submitted to the underwriter prior to a claim being made in order for sickness coverage to apply.

Expands cast coverage to provide for a bereavement period up to 5 days due to the death of an immediate family member.

Provides reimbursement for extra expenses incurred due to the death, illness or injury of an animal that is being used by the production. Please note: This would not provide a payout for an animal whose death, illness or injury is attributable to the production. That type of coverage cannot be provided on a blanket basis. If it is needed, we would need to schedule specific animals for coverage. That information can be submitted on an as-known basis.

Worker's compensation covers the cast and crew for illness, injury or death that is attributable to working on a production. Worker's compensation CANNOT be offered to productions that will be filming stunts, fight scenes, farm/wild animals or other hazardous activities. If you will have any of those types of activities in your productions, you will need to seek worker's compensation from a payroll company. Payroll companies do offer work comp for most productions; however, you would need to use their payroll services to qualify for the coverage. Worker's compensation cannot be offered to residents of North Dakota, Ohio, Washington & Wyoming.

Accident/Medical provides reimbursement for medical expenses due to on-set injury. Accident Medical coverage cannot be offered if you have worker's compensation in place. It is NOT an acceptable substitute for worker's compensation. So, if you're being required to have worker's compensation, please do not request this coverage. Accident medical coverage provides a layer of protection for cast and crew for those productions choosing not to purchase worker's compensation. PLEASE NOTE: if you do not see an option to be quoted for worker's compensation, it's because you've indicated that you will be engaging in production activities that would preclude us from being able to offer the coverage.