Business Insurance


Operating a business is a demanding job! There are customers to care for, employees to manage and new challenges every single day. With Frankel & Associates, business insurance is the least of your worries. We work hard to understand your needs and budget so that we can present you with an unbiased policy recommendation.

There’s a business insurance policy for everyone. From commercial general liability to employer practices, we can help you chose from a range of coverage options.  When you partner with Frankel & Associates, you’ll get the comprehensive protection you deserve!

Our business insurance policy options include:

Business Owner’s Policy

Insurance policies for business owners provide a convenient protection package for both property and liability concerns. Whether your business is big, small, or somewhere in between, we’ll help you customize your coverage to manage the risks you face. Please note that BOPs do not cover workers’ compensation or professional liability.

Workers’ Compensation

Workers’ compensation insurance is required for businesses in almost every state. These policies typically provide payment for medical treatment, temporary and permanent disability, as well as death benefits. At Frankel & Associates, you’ll find the right coverage for the injuries and illnesses your employees may face.

Employment Practices and Liability

Even the smallest business could benefit from employment practices and liability insurance. Known as EPLI, these policies protect your business from employee discrimination claims on the basis of race, sex, age, or disability. It also provides coverage for wrongful termination, harassment and other employment-related issues.

Intellectual Property

You’ve worked hard for your intellectual property assets, so it’s important to protect them against infringement. Intellectual property insurance is a fantastic solution that protects your ownership rights as your IP increases in value.

Product Liability Insurance

Accidents happen, even to the most established businesses. Product liability insurance offers coverage for defects or malfunctions which may cause harm to your customers. If your business sells a product, product liability insurance is protection you shouldn’t live without!

Earthquake Insurance

According to the U.S. Geological Survey, the United States experiences about 20,000 earthquakes annually. Although most of these earthquakes are harmless, they have the potential to destroy your commercial property. Most property insurance policies will not cover earthquake damage. At Frankel & Associates, we’ll help you get the coverage you need.

Commercial Property Insurance

It’s impossible to predict every disaster, but you can ensure that you’re protected. Commercial property insurance provides peace of mind, safeguarding your physical assets from whatever comes their way. Whether you’re operating from your own storefront or from a home office, there’s a policy to suit your needs.

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