Entertainment - Rented & Owned Equipment

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Customer Information

Named Insured*

This is the name of the individual or entity (LLC, Corporation, Trust, Non-Profit, etc.) that will be insured by the policy. You should NOT list the name of any individuals or entities that are requiring you to have coverage here - those would be additional interested parties such as lenders, lessors or rental vendors.

What type of entity is this insurance going to be for?*

Address (No PO Boxes)*

Street Address City State ZIP Code

Contact Person*

First Last

Phone*

Email*

Enter Email Confirm Email

Do you have a Web site?*

Yes
No

Web Address:*

Please confirm your understanding of the fact that Owned Equipment coverage would cover equipment that is OWNED by the person/entity who is applying for coverage. Rented Equipment coverage would cover equipment that the person/entity applying for coverage is either RENTING or BORROWING from rental houses or individuals. Borrowed equipment refers to equipment that is owned by individuals who the applicant may hire for services (such as directors of photography, cinematographers or other production personnel who may lend their own equipment for use on a production).*

Confirmed

PLEASE DESCRIBE YOUR BUSINESS OPERATIONS (IF YOU ARE NOT A BUSINESS, PLEASE DESCRIBE WHAT YOU ARE USING THIS POLICY FOR).*

How many years of industry experience do you have?*

Please enter a number from 0 to 99.

Has the individual/entity applying for coverage ever had rented or owned equipment coverage before?*

Yes
No

Have you had any claims on such coverage within the last 5 years?*

Yes
No

Please provide the Date of Loss, Loss Value and a Description of what happened in reference to prior claims you've had.*

Do you have loss runs you can supply for the coverage you've had previously?*

Yes
No
Not yet, but I can get them
No, I will not supply loss runs

You can obtain loss runs from the agent, broker or carrier that provided you with coverage in the past. Loss runs provide an official record of your loss history. Most insurance carriers will require that loss runs be submitted for review in order to supply a quote or approve a quote to bind. If you choose not to supply loss runs for prior coverage, it could limit our ability to provide quotation.

Please upload loss runs for the rented/owned equipment coverage you've had previously, if you have them.

Drop files here or

Accepted file types: pdf, doc, dox, gif, jpg, Max. file size: 50 MB, Max. files: 10.

How did you hear about Frankel & Associates?*

Web search
Friend
ReKon Productions

Which coverage options do you need?

Owned Equipment
Rented Equipment
Owned & Rented Equipment

Will you NEED the unlocked/unattended vehicle exclusion removed from coverage?*

Yes
No

If the unlocked/unattended vehicle exclusion is not removed, the policy will not afford coverage in the event that equipment is stolen from a vehicle that is left unlocked or unattended. Whether this exclusion can be removed will depend on certain factors that will be addressed later in this application.

Will you ever leave any equipment in a vehicle unattended?*

Yes
No

Under what circumstances will you be leaving equipment in vehicles unattended?*

Only if it's an emergency or rare situation when I cannot store it anywhere else
For short periods of time (less than 30 minutes) including for food and bathroom breaks
For hours at a time, but not overnight
For hours at a time, including overnight
For days at a time, including overnight
All the time, including storing it in my vehicle

Please note that the way you respond to this question could affect the deductible that is offered to you for coverage, the cost of coverage, or whether terms for coverage can be offered at all.

What is the maximum value of equipment you own that could be left UNATTENDED in a vehicle?*

What is the maximum value of equipment you're renting that could be left UNATTENDED in a vehicle?*

What kind of vehicle will you leave your equipment in (please describe in detail):*

If there are multiple vehicles you could leave the equipment in, please say as such.

Does the vehicle have an alarm system?*

Yes
No

Does the alarm signal go to a monitored, remote device or security system?*

Yes
No

Please explain what type of monitored, remote device or security system the alarm signal goes to:*

Where will the vehicle be parked when left unattended? (mark all that apply)*

Please mark all circumstances that apply to the Shared or Parking Garage the vehicle will be parked in:*

Please explain your "other" choice:*

Will the equipment have a GPS tracking device?*

Yes
No

Is the tracking device signal sent to a monitored, remote device or security system?*

Yes
No

Please explain what type of monitored, remote device or security system the tracking device signal goes to:*

What other security measures, if any, will be taken to protect the equipment while left in a vehicle?*

OWNED EQUIPMENT INFORMATION

Please fill out this section of the application if you would like to be quoted for a policy that would cover equipment you own. Coverage will be afforded on an ANNUAL basis. If you are needing coverage for equipment that you are renting or borrowing from other people/entities, please fill out the rented equipment portion of the application.

What type of Equipment are you looking for this policy to cover?*

Film Production Equipment
Musical Instruments/Band Gear
Health & Fitness Equipment

What is the overall value of the equipment you own?*

If you had to replace every single piece of equipment you own, how much would it cost you to do so?

What is the deductible you'd like the policy to have?*

$250
$500
$1000
$2500

The deductible is the amount of money you would be expected to pay out of pocket, should a claim be made on the policy. Please note that we will do our best to accommodate your requested deductible; however, there are some instances where it might not be possible. If the deductible is important to you, please be sure to look for it on your quote.

Are there any existing damages to the equipment you own?*

Yes
No

Is the damage just general wear & tear from usage?*

Yes
No

Does the equipment funtion without fixing/replacing the damage?*

Yes
No

What is the full replacement cost value of the equipment with the pre-existing damage?*

How much will it cost to fix/replace the damage?*

Are you principally involved in the production of pornographic content?*

Yes
No

How do you use your film production equipment?*

I USE MY EQUIPMENT FOR COMMERCIAL USE (FOR EXAMPLE: FILMS AND PRODUCTIONS, CORPORATE USE, PRINT-ADS, AND PUBLIC EVENTS)
I USE MY EQUIPMENT FOR PRIVATE EVENTS (FOR EXAMPLE: WEDDINGS, BABY SHOWERS, PRIVATE PARTIES AND EVENTS AND OTHER NON-COMMERCIAL USE)
I USE MY EQUIPMENT AS A HOBBYIST (FOR PLEASURE)

Is any of your equipment used over or underwater?*

Yes
No

This includes activities on boats, piers, in pools or any other type of situation where water has a much higher chance of damaging the equipment. THIS DOES NOT APPLY TO PADDLE BOATS, CANOES, SURF BOARDS OR ANY OTHER ELIGIBLE NON-MOTORIZED RECREATIONAL EQUIPMENT THAT IS MADE FOR THE WATER. PLEASE NOTE THAT MOTORIZED WATERCRAFT IS NOT ELIGIBLE FOR COVERAGE.

What is the replacement cost for the equipment you use for over/underwater activities?*

Equipment used for over and underwater activities is covered at a higher rate. Coverage is only provided if appropriate safety measures are taken to protect the equipment.

Please provide a description of the equipment you employ to keep the equipment you use over/underwater safe from water exposure/damage:*

If you cannot provide these details, we will not be able to offer coverage for equipment you use over/underwater. Employing the use of food-grade Ziploc bags, condoms or other such rudimentary protections does not qualify as acceptable under coverage standards.

Do you own any drones or will you be attaching any of the equipment you own to drones?*

Yes
No

Please note: not all carriers can provide coverage for drones or equipment harnessed to drones. We will notify you if drone coverage cannot be accommodated.

What is the replacement cost of the drones you own?*

If the carrier cannot afford coverage for drones, this amount will be subtracted from the overall replacement value we'll quote.

Do you rent out your equipment to third parties?*

Yes
No

What percentage of your business income is generated by renting out your equipment to third parties?*

Please enter a number from 1 to 100.

What is the estimated annual gross income generated by renting out your equipment?*

Please provide an estimate of the amount of money you usually/intend to make annually renting out your equipment to others.

Would you like to add Rented to Others coverage?*

Yes
No

This would provide coverage in the event that your equipment is damaged after you've loaned/rented out your equipment to a third party. It would not provide coverage if the person that you loaned/rented the equipment to never returned the equipment. If you want that type of coverage, you would need to request Voluntary Parting/False Pretense coverage. In order to be quoted for that coverage, you would have to request Rented to Others coverage as well.

Please provide the amount of Rented to Others coverage you would like to be quoted for.*

It would be best to request the maximum replacement value you rent out to others at any one time.

Would you like us to include Voluntary Parting and False Pretnese coverage?*

Yes
No

Voluntary Parting and False Pretense would provide coverage in the event that a person/entity you rent your equipment to, does not return it. This coverage requires that Rented to Others coverage be included in the quote.

Voluntary Parting & False Pretense coverage requires that you have a written contract in place with the borrower/renter/lessee that stipulates they will assume full responsibility for the risk of any loss or damage to the equipment they're borrowing/renting/leasing from any cause whatsoever. Please confirm that you will have such a contract in place with anyone who borrows/rents/leases your equipment.*

Confirmed

If you're unable to confirm this, we cannot offer voluntary parting and false pretense coverage. Any claims made against this line of coverage will require that you present a signed contract with the borrower/renter/lessee in order for the coverage to apply.

Please provide the amount of Voluntary Parting and False Pretense coverage you would like to be quoted for.*

It would be best to request the maximum replacement value you rent out to others at any one time.

Is any of your equipment customized or self-made?*

Yes
No

Please provide a description of all such items and their replacement cost:*

Please provide the address at which your equipment is stored*

Street Address Address Line 2 City State / Province / Region ZIP / Postal Code Country

What kind of protection/security measures do you have in place at the equipment storage site (please check all that apply):*

None
Monitored Alarm System (connected to a police station or alarm company)
Unmonitored Alarm System (alarm that only makes noise)
Locked Fence around property
Guarded Security (monitored 24/7)
Guarded Security (not monitored 24/7)
Dead Bolted Entrances
Guard Dog on Premises
CCTV/Video Surveillance

What is the name of the company that provides the alarm services?*

What is the name of the company that provides the video surveillance?*

How long is video feed saved for review?*

Is any of your equipment leased or financed?*

No
Yes

Please advise the name of your Lessor/Finance Company:*

Please advise the address of your Lessor/Finance Company:*

Street Address Address Line 2 City State / Province / Region ZIP / Postal Code

Will you be taking any of the equipment to other countries?*

Yes
No

Please confirm your understanding of the fact that coverage cannot be afforded when taking equipment to foreign countries that the United States currently has economic sanctions against. These countries include, but are not limited to: Venezuela, North Korea, Iran, Cuba, Syria & Russia.*

Confirmed

Will you leave the country with your equipment more than 5 times during the next year?*

Yes
No

Will you be taking any of your equipment to Mexico?*

Yes
No

What is the maximum replacement value of equipment taken to Mexico?*

Will you need coverage for equipment taken to Mexico:*

On an annual basis
For just one upcoming trip

What day will you be traveling to Mexico?*

What day will you return from Mexico?*

How often will you be going to Mexico?*

How long do you estimate each trip will be in Mexico?*

What Mexican cities will you travel to?*

How will the equipment be transported to Mexico?*

Are you able to supply a schedule of your equipment?*

Yes
No

The schedule should list the make, model, serial number (if applicable) and replacement value of each item you would like the policy to cover. Some carriers will require a schedule in order to offer terms, so it would be beneficial to our search if you could supply a schedule.

Please upload your equipment list here:*

Accepted file types: jpg, gif, png, pdf, xls, xlsx, doc, docx, Max. file size: 50 MB.

Are any items that you own worth $5,001.00 or more?*

Yes
No

Items worth more than $5K MUST be scheduled for coverage. If you're not able to supply a comprehensive schedule of equipment, you will need to advise additional information for the items that are worth more than $5K in order for us to assure proper coverage.

Can you provide a schedule of the equipment that is worth more than $5K?*

Yes
No

Please attach a schedule of the equipment that is worth more than $5K here:*

Max. file size: 50 MB.

If this information is included in a schedule you've already attached, just reattach the schedule here so you can proceed through the application. Sorry for any inconvenience.

Please list the make, model, serial number and replacement cost for items over 5K.*

Do you need coverage for any non-motorized trailers?*

Yes
No

Trailers must be used for business purposes. Motorized vehicles would be excluded from coverage.

How many non-motorized trailers do you need coverage for?*

Do you have any equipment that is permanently attached to the trailer/s?*

Yes
No

What is the replacement cost of the trailer/s (not including any permanently attached equipment):*

What is the replacement cost of the equipment that is permanently attached to the trailer/s:*

Is any single piece of equipment that is attached to the trailer/s worth more than $5,000?*

Yes
No

Please advise the make, model, serial number and replacement value of each such item:*

Where do you store your trailer/s when not in use?*

Personal Residence - away from public view
Personal Residence - in driveway
Guarded Parking Lot/Garage - not at a personal residence

Do you need Business Income & Extra Expense Coverage?*

Yes
No

Business income insurance replaces the income your business loses when you can’t operate because of a covered property loss. Extra Expense coverage pays for the additional costs you incur to keep the business running after a covered loss.

What is the limit of business income coverage you'd like to be quoted for:*

This would typically cover: Lost net income, Continuing operating expenses (rent, utilities, payroll), Loan payments, Taxes

What is the limit of extra expense coverage you'd like to be quoted for:*

Extra expense would help pay for: Renting a temporary workspace, Leasing equipment, Paying overtime to speed up recovery, Expediting shipping or repairs

What is the location where the business income & extra expense coverage would apply:*

Same as mailing address
Different Address
Multiple Addresses

Please advise the address:*

Street Address Address Line 2 City State / Province / Region ZIP / Postal Code

Please advise the addresses:*

PLEASE CONFIRM YOUR UNDERSTANDING THAT BUSINESS INCOME AND EXTRA EXPENSE COVERAGE IS TIED TO THE SCHEDULED LOCATION/S, WHICH MEANS THE CLAIM HAS TO OCCUR AT THE SCHEDULED LOCATION/S LISTED ABOVE IN ORDER FOR COVERAGE TO APPLY.*

Confirmed

Do you need coverage for tenant improvements & betterments?*

Yes
No

IF YOU HAVE A BUSINESS AT A FIXED LOCATION, THIS WILL COVER IMPROVEMENTS YOU HAVE MADE TO THE BUSINESS SPACE. EXISTING IMPROVEMENTS INSTALLED BY A BUILDING OWNER OR PREVIOUS TENANTS WOULD BE EXCLUDED. IF YOU DO NOT OPERATE AT A FIXED LOCATION, THIS COVERAGE WOULD NOT BE BENEFICIAL TO YOU.

DOES YOUR BUSINESS OPERATE MOSTLY OUT OF A FIXED LOCATION, SUCH AS A STUDIO OR OFFICE?*

Yes
No

If your business does not have a fixed location from which it operates, then tenant improvements & betterments coverage is not going to benefit you.

Please advise the address or addresses at which the tenant improvements & betterments coverage will apply:*

WHAT IS THE VALUE OF THE IMPROVEMENTS & BETTERMENTS YOU HAVE MADE OR WILL MAKE AT THE ABOVE LOCATION/S?

HAVE YOU OR WILL YOU PAY FOR THE TENANT IMPROVEMENTS AND/OR ARE YOU LEGALLY RESPONSIBLE FOR THE REPLACEMENT OF THE TENANT IMPROVEMENTS VIA A LEASE CONTRACT?*

Yes
No

What date do you need this policy to start?*

Please confirm that all the information you've provided on this application is accurate.*

Confirmed

RENTED EQUIPMENT INFORMATION

Please fill out this portion of the application if you are looking to rent equipment from others. Rented equipment coverage would cover rented AND borrowed equipment.

Are you looking for annual or short-term coverage?*

Annual
Short Term

If you are also requesting a quote for owned equipment coverage, we would recommend that you select "annual", especially if you think you will be renting equipment multiple times during the upcoming year.

Will your rental vendor require you to have General Liability?*

Yes
Yes, but I already have General Liability coverage
No
Not Sure

You will need to fill out a different application. Please email Marla at [email protected] and she will send a link to the application.*

Understood. I will email Marla so I can fill out that form.

You will need to fill out a different application. Please email Marla at [email protected] and she will send a link to the application.*

Understood. I will email Marla so she can send a link to the form.

We would highly recommend that you check with the companies you'll be renting from to confirm whether they would require you to have General Liability in addition to rented equipment coverage. Most rental vendors do require it.*

Understood. Please provide a quote for just rented equipment coverage in the meantime.

What kind of equipment do you plan to rent?*

PLEASE NOTE: Rented equipment coverage does not provide coverage for VEHICLES.

What is the replacement value of the equipment you plan to rent*

Please enter a number less than or equal to 1000000.

This is NOT the cost of the rental. It is the amount of money that the rental vendor would expect you to pay them if all the equipment you're renting disappeared. PLEASE ALSO NOTE: Rented Equipment coverage does NOT provide coverage for vehicles. Please do not include vehicle values with this figure.

What is the deductible you'd like the policy to have?*

The deductible is the amount of money you would be expected to pay out of pocket, should a claim be made against the policy. Please note that we will do our best to accommodate your requested deductible; however, there are some instances where it might not be possible. If the deductible is important to you, please be sure to look for it on your quote.

Would you like to add coverage for continuing rental fees?*

Yes
No

IF YOU HAVE A CLAIM, CONTINUING RENTAL FEES COVERAGE CONTINUES PAYING THE RENTAL FEES DUE TO THE RENTAL HOUSE/INDIVIDUAL YOU RENTED FROM, UNTIL THE CLAIM IS CLOSED. THIS IS SUBJECT TO A 72-HOUR WAITING PERIOD FROM WHEN THE RELATED CLAIM IS REPORTED.

What limit of continuing rental fees coverage would you like to be quoted for?*

$2,500
$5,000
$10,000
$25,000

Will you be renting any drones; or will you be strapping any rented equipment to drones?*

Yes, I'm renting drones
Yes, I'm strapping rented equipment to drones
Yes, I'm both renting drones and strapping rented equipment to drones
No, I won't be renting drones or strapping rented equipment to drones.

Please confirm your understanding of the fact that none of our carriers are able to afford coverage for drones or equipment strapped to drones. You will have to obtain coverage for these items elsewhere.*

Confirmed - drones and equipment attached to drones will not be afforded coverage by the policy I will obtain through Frankel & Associates.

Will you be using any of the equipment you're renting over or under water?*

Yes
No

What is the value of the equipment you'll be using over or under water?*

Please advise how you'll be waterproofing the equipment you're using over or under water:*

Waterproofing equipment in things like food-grade Ziploc bags or condoms will not be approved by underwriting. The waterproofing methods must be implemented with professional grade elements.

Will you be taking the equipment out of the United States?*

No
Yes

PLEASE NOTE: Coverage cannot be afforded when taking equipment to foreign countries that the United States currently has economic sanctions against. These countries include, but are not limited to: Venezuela, North Korea, Iran, Cuba, Syria & Russia.

Will you be taking the equipment to Mexico?*

Yes
No

Will the value of the equipment you take to Mexico exceed $25,000*

Yes
No

Please advise how you will be transporting the equipment to Mexico:*

Please confirm that there is no one item that you will be renting that has a value of $150,000 or more.*

Confirmed
Yes, there is a single piece of equipment that has a value of $150,000 or more.

AS A REMINDER: rented equipment coverage does NOT provide coverage for vehicles. Please do not include value of vehicles when responding here.

Please advise the make, model, serial number and replacement value of the item or items that are worth more than $150,000.*

You can provide this information later; however, it will be required if you decide to bind coverage, and could impact the cost of the policy.

What date would you like the policy to start?*

As of what date will you pick up the equipment?*

As of what date will the equipment be returned to the rental vendor/owner?*

Who will be responsible for transporting the equipment:*

The applicant/members of production
The rental vendor
The owner of the equipment

Will the equipment be transported in protective cases?*

Yes
No

Will the equipment be in your care, custody and control overnight?*

Yes
No

If so, please provide details as to how and where the equipment will be stored so that it is kept safe from damage and theft.*

Please note: the underwriter will only allow equipment to be stored in vehicles overnight if the vehicles are stored in approved, monitored facilities; or if they are parked in a private, residential garage that is only accessible to the insured and production personnel. The underwriter will not allow for equipment to be stored overnight in vans, trucks, buses or vehicles parked in areas that are at all accessible to members of the general public.

Will the equipment remain in your care, custody and control until it is returned to the rental vendor?*

Yes
No

If you're leaving the equipment at a commercial facility or shoot location overnight, and a member of production is not stationed with the equipment while it's there, that is an example of the equipment not remaining in your care, custody and control until it's returned to the rental vendor.

Please explain why the equipment will not remain in your possession until it is returned to the rental vendor:*

Please confirm that all the information you've provided on this application is accurate.*

Confirmed

Entertainment – Rented & Owned Equipment

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