Entertainment - Single Production - Frankel & Associates

COVERAGE OPTIONS

Do you have any documents showing the coverage options that your policy needs to meet or exceed?*

Yes
No

Please upload the document(s).*

Drop files here or

Accepted file types: jpg, gif, png, pdf, doc, docx, Max. file size: 50 MB.

Providing copies of these documents will ensure that the quote we provide meets the requirements of your locations, vendors, permit offices, etc. We can also review the requirements and advise you of any waivers you should request to save yourself some money.

General Liability*

Please Note: The $1,000,000/$3,000,000 option is only offered by select carriers. If you choose that option, depending on other requests, we might have to include Excess Liability to reach that limit.

General Liability Medical Payment*

This is the maximum amount of money that the carrier will pay (usually $5,000) to members of the general public who are injured due to the production's fault or negligence, without a lawsuit being filed. Some carriers include this and others charge a fee for it. THIS WILL NOT COVER INJURY TO CAST AND CREW.

Do you need a Waiver of Subrogation?*

Yes
No

This is not common and incurs an additional premium. A WOS prevents your insurance provider from trying to recoup money from an additional insured's insurance provider in the event that a claim is paid out on your policy.

Do you need to add a payroll service to your policy?*

Yes
No

Do you need to add a city, county, state or other government entity to your policy?*

Yes
No

Do you need Primary Wording?*

Yes
No

This is not common and usually increases the cost of the policy. Normally only required when a location or permit office require it.

Excess Liability*

This is ADDITIONAL liability that goes on top of the general liability for higher limits. This is not normally required by most locations, vendors or permit offices

AUTO COVERAGE

Hired and Non-Owned Auto Liability*

This covers auto liability for any vehicle that is not owned by the Named Insured for bodily and property damage. This does not cover damage to the vehicle itself.

Will you be renting or borrowing any vehicles during the producton?*

Yes
No

Borrowing vehicles can mean a couple of things: you're hiring contractors, cast and/or crew that will be using their vehicles to execute activities for the production; or you're actually asking someone to use a vehicle they own, even though that person may not be working on the production.

Are you only needing Auto Liability to satisfy the requirements of an additional insured?*

Yes

How much will it cost you to rent production vehicles?*

How much will it cost you to rent other types of vehicles?*

How many vehicles are you renting/borrowing?*

Please enter a number from 1 to 2000.

How many days are you renting or borrowing vehicles?*

Please enter a number from 1 to 2000.

How will you be using the vehicles during production (select all that apply)?*

Select All
Transportation of Equipment
Transportation of Cast and Crew
Filming Purposes (Picture Car)
Other

Please explain the "other" use of the vehicles in your production.*

Will all drivers be at least 25 years of age and licensed to drive in the United States?*

Yes
No

Will you be renting any 12-or-more passenger vehicles, or any buses/vans that will be used primarily to transport people?*

Yes
No

Will you need this policy to cover damage to rented/borrowed vehicles?*

Yes
No

Hired and Non-Owned Auto Physical Damage*

This covers the rented vehicles themselves. If you are renting a grip truck or other vehicle and need full coverage, this must be included

Will the vehicle(s) be in your care, custody and control overnight?*

Yes
No

Please select NO if you will be valeting the vehicle, storing it at a secured facility or returning it to the rental vendor or owner once you're done filming for the day.

How will the vehicle be stored overnight?*

We will return it to the rental vendor
We will return it to the owner
We will be valeting the vehicle
We will be parking it at a secured facility that is not accessible to the general public.

INLAND MARINE COVERAGE

Rented Equipment*

Rented Equipment covers equipment that is NOT owned by the Named Insured. It can be rented or borrowed from others (such as rental houses, directors of photography, cinematographers, etc.). Rented Equipment covers grip, lighting, cameras, lenses and other equipment used for production that is not a prop, set or wardrobe.

Props/Sets/Wardrobes*

Owned Equipment*

Owned Equipment coverage can be provided on a short term basis by select carriers; however, it will significantly increase the cost of the policy we'd be able to offer. Please Note: if you own equipment, you really should have annual coverage for it. We'd be happy to provide a quote if you would like to fill out the following online form: https://frankelins.wpengine.com/forms/entertainment-rented-owned-equipment/

Please confirm your understanding that Owned Equipment coverage would only cover equipment OWNED by the production company or individual who is applying for coverage. If you're needing to cover equipment that is owned by people you're hiring to work on the production (such as directors of photography, cinematographers, grip personnel, etc.), you will want to request RENTED EQUIPMENT coverage.*

Confirmed

Please select the deductible for your equipment/props.*

$500
$1,000
$2,500

Please note that we will attempt to get you the deductible you request; however, the quote we offer will first and foremost reflect the most affordable option for coverage we can provide. If the deductible is important to you, please be sure to look for it on the quote we remit.

Do you need the unlocked/unattended vehicle exclusion removed?*

Yes
No

Equipment stolen from an unlocked or unattended vehicle is excluded by default with most carriers. Depending on who we end up quoting you with, we could need additional information to remove this exclusion.

Equipment Pick Up Date*

Equipment Drop Off Date*

Provide a description of the equipment you are renting*

Will the equipment and/or props, sets & wardrobe be stored overnight?*

Yes
No

Where and how will the equipment be stored overnight to ensure that it is kept safe from theft or damage.*

Please confirm your understanding of the fact that the underwriter will not allow for equipment to be stored in vehicles overnight unless one of the following conditions applies: there are at least two guards hired for the explicit purpose of watching the vehicles; the vehicles are parked in a private garage that ONLY MEMBERS OF THE PRODUCTION have access to; the vehicles are parked at a monitored, gated and guarded commercial facility that is specifically for the storage of production vehicles.*

Confirmed

Will the production be responsible for transporting the property?*

Yes
No

Who will be responsible for transporting the equipment?*

The owner of the equipment
The rental company

Will the equipment be transported in protective cases?*

Yes
No

Will the property stay in the possession of the production at all times prior to returning it to the rental company?*

Yes
No

If the equipment is not going to be with the insured from the time it leaves the rental house until it is returned to the owner or rental vendor, then you should answer NO to this question.

Please explain why the equipment will not be in your possession prior to rental return*

Negative Film, Faulty Stock and Digitized Image*

This provides coverage against direct physical loss, damage, or destruction of digital media, raw film or tape stock, exposed film (developed or undeveloped), recording videotape, sound tracks and tapes, and loss due to faulty equipment, development, editing, processing or accidental erasure of recording up to the amount of the insured production cost. Not all carriers offer this coverage on a short-term basis, and it will add at least a few hundred dollars to the cost of the policy.

Third Party Property Damage*

Third party property damage covers damages to permanent structures of locations (i.e. walls, doors, railings, windows, floors, etc.). It would not provide coverage for things like furniture, decorations, rugs, window dressings or other things at a location that might not be a part of the permanent structure of the building. If you need that kind of coverage, please request props, sets and wardrobe coverage.

Extra Expense*

Extra Expense covers additional costs that the production incurs due to a covered loss under the policy. For instance, if equipment you rent is damaged and you have to pay to rent new equipment, the policy would reimburse you for the cost to re-rent equipment.

Office Contents

Cast Coverage*

Excluded
100% of Gross Production Cost
75% of Gross Production Cost
50 % of Gross Production Cost
25% of Gross Production Cost

Please Note: CAST COVERAGE DOES NOT COVER ON-SET INJURY TO CAST AND CREW (if you're looking for that kind of coverage, you'll need to request either Worker's Compensation or Accident Medical Coverage). It provides coverage for extra expenses incurred by the production due to the absence of cast or crew members because of death, disability (accident or sickness) or kidnapping. Cast coverage provides protection from pre-production through production and post-production. All cast and crew must be scheduled in advance and medical exams are required for sickness coverage. For coverage on an unscheduled basis, you may request the 'covered person extension WITH or WITHOUT sickness coverage'.

Scheduled or Unscheduled Cast Coverage*

I would like to schedule the cast and crew members that I want the Cast Coverage for. I understand that in order for coverage to be offered in instances where a cast or crew member becomes ill, a medical exam of that individual needs to be performed and submitted to the underwriter BEFORE a claim is made. (Incurs no additional premium)
I would like to request a 'covered person extension WITH sickness coverage' that would allow all cast and crew to be covered without having to schedule each individual for coverage. I understand that medical exams of the cast and crew would still be required to provide coverage in the event of sickness; and that the medical exams would need to be submitted to the underwriter BEFORE a claim is made. (Additional premium would apply)
I would like to request a 'covered person extension WITHOUT sickness coverage' that would allow all cast and crew to be covered in the event of death, injury or kidnapping without having to schedule each individual for coverage. Coverage for sickness can still be offered; however the individuals who would be covered for sickness would need to be scheduled for coverage, and a medical exam of the individuals would have to be performed and submitted to the underwriter BEFORE a claim was made. (Additional premium would apply)

Please note: THIS DOES NOT PROVIDE COVERAGE FOR ON-SET INJURY TO CAST AND CREW.

Do you want to schedule any cast/crew for sickness coverage?*

No
Yes

Please note: THIS DOES NOT PROVIDE COVERAGE FOR ON-SET INJURY TO CAST AND CREW.

Covered Person Extension (With Sickness)*

Please Note: THIS DOES NOT PROVIDE COVERAGE FOR ON-SET INJURY TO CAST AND CREW. It provides coverage for extra expenses incurred due to the accidental injury, death, sickness or kidnapping of a cast/crew member without having to schedule each individual for the coverage. The extension expands the definition of "covered person" to include any person necessary for the completion of the insured production. A medical exam will need to take place and be submitted to the underwriter prior to a claim being made, in order for sickness coverage to apply.

We will need the following information about each cast or crew person that you want to schedule: 1. First and last name of the cast or crew member 2. The cast person's character's name or the crew member's job title 3. Their date of birth 4. Their start date on production. 5. Their end date on production.*

Please note: THIS DOES NOT PROVIDE COVERAGE FOR ON-SET INJURY TO CAST AND CREW. PLEASE ALSO NOTE: If cast and crew are to be covered for sickness, medical exams for those individuals will need to be performed and submitted to the underwriter BEFORE a claim is made.

Family Bereavement*

Expands cast coverage to provide for a bereavement period up to 5 days due to the death of an immediate family member.

Animal Extra Expense*

Provides reimbursement for extra expenses incurred by the production should an animal that is being used be unable to continue production due to illness, injury or death. This would not provide reimbursement for treatment or monetary compensation for death, should an animal's illness, injury or death be attributable to the production. That kind of coverage is supplied by requesting Animal Coverage.

COVERAGE FOR INJURY TO CAST & CREW

Please NOTE: We can offer either Worker's Compensation OR Accident Medical - but not both.

Worker's Compensation*

Worker's compensation covers the cast and crew for illness, injury or death that is attributable to working on the production. Worker's compensation CANNOT be offered to productions that will be filming stunts, fight scenes, farm/wild animals or other hazardous activities. If you will have any of those types of activities in your production, you will need to seek worker's compensation from a payroll company. Payroll companies do offer work comp for most productions; however, you would need to use their payroll services to qualify for the coverage. Worker's compensation cannot be offered to residents of North Dakota, Ohio, Washington & Wyoming.

To provide worker's compensation, please provide one of the following.*

Tax ID Number
Name and Social Security Number of an officer/owner

You MUST eventually provide an FEIN if you're an LLC, LLP, Non-Profit or Corporation. The only time worker's compensation can be bound using only a social security number is if an individual or DBA is applying for the coverage.

Tax ID Number*

Name and Social Security Number of an Owner/Officer of the production.*

Please confirm your understanding of the fact that owners/operators/officers of the production would not be afforded coverage under the worker's compensation coverage.*

Confirmed
We would like to include owners/operators/officers of the production, if possible

PLEASE NOTE: Including owners/operators/officers in the worker's compensation coverage will significantly increase the cost of the policy, if we're able to offer the option.

Please provide the names, social security numbers and estimated payrolls for each owner/operator/officer that will need to be covered under the worker's compensation coverage for this production.*

Please note that we will try to provide this coverage, if we can, but there are some states/providers that do not offer it.

How many cast and crew members will need to be covered by the work comp policy?*

What is the total payroll for all cast and crew?*

If you need the policy to cover independent contractors, please include their cost of hire in this figure. If your cast and crew are on deferred pay status, please provide the figures that you hope to eventually pay them. DO NOT include the payroll for owners/officers/operators in this figure.

How many shoot days do you have?*

Will you be shooting in multiple states?*

Yes
No

Please provide the full street address (street, city, state and zip code) of one shoot location per state.*

Accident/Medical Coverage*

Accident/Medical provides reimbursement for medical expenses due to on-set injury. We cannot offer this coverage if you're going to have Workers' Compensation coverage in place (whether it's placed through us or someone else). Accident/Medical is NOT an acceptable substitute for worker's compensation. So, if you're being required to have worker's compensation, please do not request this coverage. This is simply a layer of protection for cast and crew for those productions choosing not to purchase worker's compensation. PLEASE NOTE: If you do not see an option to be quoted for Worker's Compensation, it is because you have indicated that you will be filming certain things that would preclude us from being able to offer the coverage.

Please confirm that the production will not have Workers' Compensation coverage in place.*

Confirmed

How many cast/crew members do you need to cover?*

Please enter a number from 1 to 2000.

How many days will those cast/crew be on set?*

Will you be paying any of your cast or crew for work on this production?*

No
Yes

This does not include deferred pay or volunteer work for film credit. Only if you are actually paying the cast and/or crew.

Animal Coverage*

This would provide reimbursement for treatment of an animal or a monetary death benefit if the production is responsible for the injury or death of an animal while it's being used for production. Sickness coverage can be included if a certificate of health by a duly licensed veterinarian is submitted to the underwriter BEFORE a claim is made. Requires that we include Animal Extra Expense Coverage.

We will need the following additional information about the animal in order to offer Animal Coverage: 1. Type of animal. 2. Name of the animal 3. Description of the animal's use in the production. 4. Age of the animal. 5. The animal's value (in dollars). 6. The first date the animal will be on set. 7. The last date the animal will be on set.*

Please confirm that the information you've supplied on this application is accurate to the best of your knowledge.*

Confirmed

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(800) 696-3023

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Entertainment – Single Production